Florida Roof Insurance Claims Guide

When severe weather strikes Central Florida, your roof often bears the brunt of the damage. As a homeowner in Lakeland, Winter Haven, or anywhere in Polk County, you’re probably wondering: “Will my insurance cover this roof damage?” Understanding your homeowners insurance policy and how it applies to roof damage can save you thousands of dollars and countless headaches.

At Trimm Roofing, we’ve helped hundreds of Central Florida homeowners navigate insurance claims after hurricanes, hailstorms, and other weather events. This comprehensive guide will walk you through everything you need to know about roof insurance coverage in Florida, from understanding your policy to maximizing your claim success.

Understanding Florida Homeowners Insurance Coverage for Roofs

Florida homeowners insurance policies typically follow standard guidelines, but the state’s hurricane-prone climate creates unique considerations. Most standard homeowners insurance policies in Florida provide coverage for your roof under “Dwelling Coverage” (Coverage A), which protects the structure of your home against covered perils.

Key Coverage Types in Florida Home Insurance

Replacement Cost Coverage: This pays to replace your roof with materials of similar kind and quality, without factoring in depreciation. This is generally the most comprehensive option for Florida homeowners and ensures you receive enough money to fully restore your roof to its pre-damage condition.

Actual Cash Value Coverage: This pays the depreciated value of your roof at the time of loss, considering factors like age, wear and tear, and life expectancy. While premiums are lower with actual cash value policies, you’ll pay significantly more out-of-pocket for repairs or replacement.

Extended Replacement Cost: This provides additional coverage above your policy limits, which can be crucial given Florida’s volatile construction costs post-storm. This coverage can be invaluable when building code requirements have changed since your home was built.

Florida-Specific Insurance Considerations

Due to frequent hurricane activity and extreme weather, many Florida insurance companies have implemented:

  • Higher deductibles for hurricane damage (often 2-10% of your home’s insured value)
  • Separate wind and hail deductibles
  • Stricter requirements for roof age and condition
  • Mandatory inspections for roofs over 15 years old
  • Exclusions for certain roofing materials in high-risk areas

Understanding your specific homeowners insurance policy terms is crucial. Many homeowners discover too late that their policy doesn’t cover what they expected, leading to expensive out-of-pocket costs for roof repairs or full roof replacement.

Types of Roof Damage Typically Covered by Insurance

Storm Damage and Severe Weather

Hurricane and Wind Damage: Florida home insurance policies typically cover damage from hurricanes and severe thunderstorms, including:

  • Asphalt shingles blown off by high winds
  • Metal roof panels damaged by flying debris
  • Structural damage from fallen trees or debris during storms
  • Damage to slate or tile roofing from wind-borne objects
  • Compromised roof deck from extreme weather conditions

Hail Damage: Though less common in Central Florida than other regions, hail can cause significant roof damage that’s usually covered under most homeowners insurance policies, including:

  • Dented or cracked shingles and tiles
  • Granule loss on asphalt shingle roofing
  • Damaged flashing, gutters, and roof accessories
  • Impact damage to metal roofing systems

Tornado Damage: Florida’s tornado activity can cause catastrophic roof damage that’s typically covered as a windstorm under standard home insurance coverage.

Sudden and Accidental Damage

Insurance policies typically cover unexpected events such as:

  • Fire damage to your roof and dwelling
  • Damage from aircraft or vehicle collisions
  • Vandalism or malicious mischief
  • Falling objects (trees, satellites, construction equipment)
  • Lightning strikes that damage roofing materials
  • Ice dam formation (rare in Florida but can occur in extreme weather)

Water Damage from Covered Perils

If a covered peril (like wind damage) creates an opening in your roof, resulting water damage is typically covered under your homeowners insurance. This includes:

  • Interior water damage from roof leaks caused by storm damage
  • Damage to personal property from roof-related water intrusion
  • Ceiling and wall damage from water entering through storm-damaged roofing
  • Mold remediation when water damage results from a covered peril

However, it’s important to note that flood insurance is separate from standard homeowners insurance and requires a specific flood insurance policy through the National Flood Insurance Program (NFIP) or private insurers.

What’s Usually NOT Covered by Home Insurance

Understanding exclusions in your insurance policy is just as important as knowing what’s covered. Common exclusions in Florida homeowners insurance policies include:

Age and Wear-Related Issues

  • Normal wear and tear over the roof’s life expectancy
  • Deterioration due to age and natural weathering
  • Roofs over 15-20 years old may face coverage limitations
  • Gradual damage that should have been prevented with proper roof maintenance
  • Depreciation-related deterioration of roofing materials

Maintenance-Related Problems

Insurance companies expect homeowners to maintain their property. Excluded damage includes:

  • Damage from lack of regular roof maintenance
  • Pre-existing conditions that weren’t properly addressed
  • Damage that could have been prevented with routine inspections
  • Pest damage from termites or other insects
  • Roof repairs that were needed before the covered event

Flood Damage and Natural Disasters

Standard home insurance policies don’t cover:

  • Flood damage requiring separate flood insurance
  • Earthquake damage (requires separate coverage)
  • Damage from rising water or storm surge
  • Groundwater seepage or subsurface water

Cosmetic Damage and Upgrades

Many insurance policies exclude:

  • Purely cosmetic damage that doesn’t affect the roof’s function
  • Upgrades to meet current building codes (unless you have ordinance or law coverage)
  • Improvements beyond the original roof specifications
  • Aesthetic matching issues when only partial replacement is needed

Home Warranty vs Insurance Coverage

It’s important to understand that a home warranty typically doesn’t cover roof replacement or major roof repairs. Home warranty coverage usually focuses on mechanical systems and appliances, not structural components like roofing. For roof protection, you need proper homeowners insurance coverage, not just a home warranty.

Step-by-Step Guide to Filing a Roof Insurance Claim in Florida

Step 1: Ensure Safety and Document the Event

Before inspecting damage, ensure your family’s safety. If there’s significant structural damage, evacuate immediately and contact emergency services. Once safe, document:

  • The date and time of the damaging event
  • Weather conditions (save local weather reports)
  • Any immediate hazards or emergency situations

Step 2: Conduct Initial Damage Assessment

  • Take photos and videos of all visible damage from multiple angles
  • Document both exterior roof damage and interior water damage
  • Photograph any debris that caused the damage
  • Don’t climb on the roof yourself – observe from the ground or hire professionals

Step 3: Contact Your Insurance Company Immediately

  • Report the claim within the timeframe specified in your homeowners insurance policy (usually 24-48 hours)
  • Provide your policy number and basic details about the damage
  • Ask for a claim number and the name of your assigned adjuster
  • Request information about your deductible and coverage limits

Step 4: Protect Your Property from Further Damage

Your insurance policy requires you to prevent additional damage:

  • Make temporary repairs to prevent further water damage (save all receipts)
  • Cover exposed areas with tarps if safe to do so
  • Remove standing water if possible
  • Document all emergency expenses for potential reimbursement

Step 5: Schedule Professional Roof Inspection

Contact a reputable roofing contractor like Trimm Roofing for a comprehensive professional assessment. We provide free inspections and can help document damage for your insurance claim, ensuring nothing is missed that could affect your coverage.

Essential Documentation for Your Insurance Claim

Proper documentation can make the difference between a successful claim and a denial. Insurance companies require substantial evidence to process roof damage claims effectively.

Photographic Evidence Requirements

  • Wide shots showing overall roof condition before and after damage
  • Close-up photos of specific damage to shingles, tiles, or metal roofing
  • Interior photos showing any water damage to ceilings, walls, or personal property
  • Photos of damaged gutters, flashing, and roof accessories
  • Images of any debris that caused the damage

Written Documentation Needed

  • Complete copy of your homeowners insurance policy
  • Weather reports from the day of damage (National Weather Service reports are ideal)
  • Receipts for all emergency repairs and temporary protective measures
  • Professional inspection reports from licensed roofers
  • Multiple contractor estimates for repair or replacement costs
  • Inventory of damaged personal property with estimated values

Professional Assessments and Reports

Having a licensed roofing contractor provide a detailed assessment adds significant credibility to your insurance claim. At Trimm Roofing, we provide comprehensive inspection reports that include:

  • Detailed damage descriptions with technical terminology
  • Repair versus full replacement recommendations based on industry standards
  • Accurate cost estimates for all covered work
  • Supporting photographs with professional commentary
  • Assessment of building code compliance requirements

Working Effectively with Insurance Adjusters

Understanding the Adjuster’s Role

Your insurance company will assign an adjuster to evaluate your claim. This person determines:

  • Whether the damage is covered under your policy
  • The extent of covered damage
  • The cost estimate for repairs or replacement
  • Your deductible amount and final payment

Preparing for the Adjuster’s Visit

  • Be present during the inspection whenever possible
  • Provide all documentation you’ve gathered
  • Point out all areas of damage, including less obvious issues
  • Ask questions about their assessment process and timeline
  • Request a copy of their inspection report

Your Rights as a Florida Homeowner

Florida law provides specific protections for homeowners during the claims process:

  • You have the right to be present during all inspections
  • You can request a second opinion if you disagree with the initial assessment
  • You can hire a public adjuster to represent your interests
  • You have the right to obtain independent contractor estimates
  • You can appeal claim decisions through your insurance company’s process

When to Consider a Public Adjuster

A public adjuster works for you, not the insurance company, and can be valuable when:

  • Your claim is complex or involves significant money
  • You disagree with the insurance company’s assessment
  • You’re uncomfortable negotiating with the insurance company
  • The damage is extensive and requires detailed documentation

Maximizing Your Insurance Claim Success

Understanding Your Policy Limits and Deductibles

Before filing a claim, review your policy to understand:

  • Your dwelling coverage limits
  • Your deductible amount (especially wind/hail deductibles)
  • Whether you have replacement cost or actual cash value coverage
  • Any special limits on roofing materials or age restrictions

Working with Experienced Roofing Professionals

Partnering with an experienced roofing contractor who understands insurance processes can significantly improve your claim outcome. Trimm Roofing has helped numerous Central Florida homeowners achieve successful claims by:

  • Providing detailed damage assessments that insurance companies trust
  • Communicating directly with adjusters when authorized by homeowners
  • Ensuring all repairs meet or exceed Florida building code requirements
  • Helping homeowners understand their coverage options and rights
  • Documenting all work performed for warranty and insurance purposes

Timing Considerations for Claims

  • File claims promptly but don’t rush the documentation process
  • Understand that insurance companies may be overwhelmed after major storms
  • Be prepared for longer processing times during hurricane season
  • Keep detailed records of all communications with your insurance company
  • Follow up regularly on claim status and required documentation

Cost Factors That Affect Claims

Several factors influence the cost and success of roof insurance claims:

  • Roofing Material Costs: Metal roofing, slate, and tile are typically more expensive than asphalt shingles
  • Labor Costs: Post-storm demand can significantly increase roofing contractor prices
  • Building Code Requirements: Upgrades required by current codes may not be fully covered
  • Accessibility: Difficult-to-reach roofs may incur additional costs
  • Extent of Damage: Partial repairs versus full replacement affects overall costs

Common Claim Denial Reasons and Prevention Strategies

Insufficient Documentation

Problem: Insurance companies deny claims when homeowners can’t provide adequate evidence of damage or its cause. Prevention: Document everything immediately and thoroughly. Take photos before, during, and after storms when possible.

Pre-existing Conditions and Maintenance Issues

Problem: Insurers claim damage existed before the covered event or resulted from poor maintenance. Prevention: Maintain regular roof inspections and keep detailed maintenance records. Address minor issues promptly to prevent major problems.

Policy Exclusions and Coverage Gaps

Problem: Damage falls under specific policy exclusions that homeowners weren’t aware of. Prevention: Review your policy annually and understand all exclusions. Consider additional coverage for gaps like ordinance or law coverage.

Missed Deadlines and Communication Failures

Problem: Filing claims or providing required information after policy deadlines. Prevention: Act quickly after damage occurs and maintain regular communication with your insurance company.

Inadequate Temporary Repairs

Problem: Improper emergency repairs that worsen damage or create new problems. Prevention: Work with professional roofers for all repairs, even temporary protective measures.

Age-Related Coverage Limitations

Problem: Older roofs may face coverage restrictions or depreciation that reduces claim payments. Prevention: Understand your roof’s age and life expectancy. Consider replacement before coverage becomes limited.

Understanding Roof Replacement vs Repair Coverage

When Insurance Covers Full Roof Replacement

Insurance companies typically approve full roof replacement when:

  • Damage exceeds 25-30% of the roof’s total area
  • Matching materials are unavailable for partial repairs
  • Local building codes require full replacement
  • The roof’s age and condition make partial repairs impractical
  • Structural damage compromises the roof’s integrity

Factors Affecting Replacement Cost Coverage

Several factors influence whether your insurance will cover full replacement cost:

  • Roof Age: Newer roofs typically receive full replacement cost coverage
  • Material Type: Premium materials like metal roofing or slate may have different coverage terms
  • Building Code Changes: Updates to building codes since installation may require additional coverage
  • Depreciation Schedules: How your insurance company calculates depreciation affects your payment

Comparing Repair vs Replacement Costs

When evaluating claims, insurance companies consider:

  • Immediate Repair Costs: The expense of fixing current damage
  • Long-term Value: Whether repairs will adequately protect the home
  • Future Maintenance: The likelihood of additional problems with an aging roof
  • Code Compliance: Whether repairs meet current building standards

Special Considerations for Florida Homeowners

Hurricane Season Preparations

Florida homeowners should prepare for hurricane season by:

  • Scheduling annual roof inspections before June 1st
  • Documenting roof condition with photos and professional assessments
  • Understanding your hurricane deductible and how it’s calculated
  • Reviewing your policy limits and considering increases if needed
  • Identifying qualified roofers before storm season begins

Building Code and Legal Requirements

Florida’s building codes are among the nation’s strictest due to hurricane risk:

  • Wind Resistance: New roofs must meet specific wind resistance standards
  • Installation Requirements: Proper installation techniques are mandated by code
  • Material Standards: Only approved materials can be used for roof replacement
  • Inspection Requirements: Professional inspections are required for most roof work

Insurance Market Considerations

Florida’s insurance market has unique characteristics:

  • Limited Insurers: Fewer companies write policies in Florida due to storm risk
  • Higher Premiums: Florida homeowners typically pay more for insurance coverage
  • Citizens Property Insurance: The state-backed insurer of last resort for high-risk properties
  • Policy Changes: Insurance companies frequently update terms and coverage options

Working with Trimm Roofing for Insurance Claims

Our Insurance Claim Services

At Trimm Roofing, we understand the complexities of Florida insurance claims and offer comprehensive support:

Free Insurance Claim Inspections: We provide detailed assessments of storm damage at no cost to homeowners, helping identify all covered damage that should be included in your claim.

Direct Insurance Communication: When authorized, we communicate directly with insurance adjusters to ensure they understand the full scope of necessary repairs and the technical requirements for proper roof restoration.

Comprehensive Documentation: Our team provides detailed reports, photographs, and technical assessments that insurance companies require for claim processing.

Code Compliance Expertise: We ensure all repairs and replacements meet current Florida building codes, protecting your investment and maintaining your insurance coverage.

Why Choose Trimm Roofing for Insurance Work

  • A+ BBB Rating: Our reputation for quality work and customer service
  • Licensed and Insured: Full licensing and insurance protection for all work
  • Local Expertise: Deep understanding of Central Florida weather challenges and building requirements
  • Insurance Experience: Extensive experience working with all major insurance companies
  • Quality Materials: We use only high-quality materials that meet or exceed insurance requirements

Our Process for Insurance Claims

  • Emergency Response: We provide emergency tarping and temporary repairs to prevent further damage
  • Comprehensive Inspection: Detailed assessment of all storm damage, including hidden issues
  • Documentation: Professional photography and written reports for insurance submission
  • Insurance Coordination: Direct communication with adjusters when authorized
  • Quality Repairs: Expert installation using premium materials and proper techniques
  • Final Inspection: Ensuring all work meets insurance requirements and building codes

Frequently Asked Questions About Roof Insurance Claims

Does homeowners insurance cover roof replacement?

Homeowners insurance typically covers roof replacement when damage results from a covered peril like wind, hail, or fire. However, coverage depends on your specific policy terms, the cause of damage, and your roof’s age and condition. Insurance won’t cover replacement due to normal wear and tear or poor maintenance.

How much does insurance pay for roof replacement?

The amount insurance pays depends on whether you have replacement cost or actual cash value coverage. Replacement cost coverage pays the full cost to replace your roof with similar materials, minus your deductible. Actual cash value coverage pays the depreciated value of your roof, which is typically much less.

Will insurance pay for a new roof if mine is old?

Insurance companies may limit coverage for older roofs or require inspections for roofs over 15-20 years old. Some insurers use depreciation schedules that reduce coverage as roofs age. However, if an older roof is damaged by a covered peril, insurance should still provide some coverage based on your policy terms.

Can’t get homeowners insurance because of roof age?

Some insurance companies refuse to write new policies for homes with roofs over a certain age (typically 15-20 years) or require roof replacement before providing coverage. Shopping with different insurers or replacing your roof may be necessary to obtain coverage.

Does home warranty cover roof replacement?

No, home warranties typically don’t cover roof replacement or major structural repairs. Home warranty coverage usually focuses on mechanical systems, appliances, and minor repairs. For roof protection, you need proper homeowners insurance, not a home warranty.

My roof is leaking – is it covered by insurance?

Roof leaks are covered by insurance if they result from a covered peril like storm damage. However, leaks from poor maintenance, normal wear and tear, or gradual deterioration typically aren’t covered. The key is proving the leak resulted from a sudden, covered event.

How to get a new roof from insurance?

To get insurance coverage for a new roof, you must demonstrate that damage resulted from a covered peril and that replacement is necessary. This requires proper documentation, professional assessments, and working with experienced contractors who understand insurance requirements.

Does insurance cover storm damage to roofs?

Yes, most homeowners insurance policies cover storm damage including wind, hail, and tornado damage. However, you must file claims promptly and provide adequate documentation of the damage and its cause.

What’s the difference between roof repair and replacement coverage?

Insurance companies evaluate whether repair or replacement is most appropriate based on the extent of damage, cost considerations, and building code requirements. Typically, damage affecting more than 25-30% of the roof qualifies for replacement coverage.

How do deductibles work for roof claims?

You pay your deductible before insurance coverage begins. In Florida, wind and hurricane deductibles are often higher than standard deductibles and may be calculated as a percentage of your home’s insured value rather than a flat dollar amount.

Protecting Your Investment: Professional Guidance Matters

Navigating roof insurance claims in Florida requires understanding complex policies, documenting damage properly, and working with experienced professionals who know the ins and outs of the insurance industry. The difference between a successful claim and a denial often comes down to proper preparation, thorough documentation, and professional expertise.

At Trimm Roofing, we’ve seen how proper guidance can mean the difference between homeowners paying thousands out-of-pocket versus receiving full coverage for necessary repairs. Our team understands Florida’s unique weather challenges, building codes, and insurance requirements that affect every roof insurance claim.

Whether you’re dealing with hurricane damage, need a routine inspection, or want to understand your coverage better before the next storm season, professional guidance is invaluable. Our free inspections can identify potential issues before they become major problems, and our experience with insurance claims ensures you receive the coverage you deserve.

The cost of professional roofing services is often fully covered by insurance when damage results from covered perils. However, the expense of inadequate repairs or missed damage can far exceed the cost of proper professional assessment and repair.

Don’t wait until damage occurs. Contact Trimm Roofing today at (863) 276-6300 for a free roof inspection or to discuss how we can help with your insurance claim process. Visit our comprehensive roofing services page to learn more about our solutions for Central Florida homeowners, including storm damage repair and emergency services.

Remember, when it comes to protecting your home and maximizing your insurance coverage, having experienced professionals on your side makes all the difference. Your roof is one of your home’s most important components – ensure it receives the expert care and insurance coverage it deserves.

Sources: Project Description, Trimm Roofing website, Trimm Roofing services, Trimm Roofing storm damage repair

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Delma Perez
July 9, 2025

Trimm Roofing just finished my roof and I am very pleased with the results. The workers did a great and efficient job. Gabriel and Ken were always available and knowledgeable to answer any question that I had about the job, which gives me the confidence to choose Trimm Roofing over the other contractors. Very recommended

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Ryan Camis
May 21, 2025

New roof looks amazing. The office staff and the onsite workers were all great. Highly recommended.

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Beige
April 16, 2025

TRIMM Roofing is simply the best! I shopped around for my new roof and decided to go with TRIMM Roofing. Good price, professional and did my roof in one day. Todd is fantastic and stayed in touch through the process.. Would highly recommend to family and friends. Oh and did I say how much I love my new roof😊

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Sheila Moreland
April 15, 2025

Nate Trimm of Trimm Roofing has been a delight to work with! I cannot convey how much I have appreciated him and his team. The roofing crew he has worked so hard, spent a long time cleaning up, very polite. Roof looks fantastic. Trimm Roofing was recommended to me, I highly recommend this company.

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Mike Griffin
March 22, 2025

I've worked with Nate at Trimm Roofing on multiple occasions over the past few years — both for my real estate clients and my own investment properties. Every single time, Nate has been honest, reliable, and professional. He consistently delivers high-quality work using top-notch materials, all while keeping his pricing fair and competitive. What really sets Nate apart is his punctuality and commitment to doing the job right the first time. I highly recommend Trimm Roofing to anyone looking for a roofer they can trust.

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Barry Simmons
March 10, 2025

The work was professional and well do. Trimm Roofing was very prop and the workers cleaned up behind themselves. I would recommend them to all of my friends.

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Mary Stapleton
March 6, 2025

Gabe and Juan are the best! They went beyond the call of duty to make sure our new roof was exactly what we needed. Trimm Roofing are honest and hardworking and we appreciate all they did for us! Great job!

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mjg896
March 5, 2025

I had the distinct pleasure of meeting Todd, the sales representative. He provided a comprehensive overview of the various options available to my wife and me. His explanations were articulate, and he demonstrated a high level of professionalism and courtesy. Todd went above and beyond to address all of our inquiries. The email he subsequently sent contained detailed information and was presented in a highly professional and easy-to-understand format. I also appreciated the opportunity to meet John, the project manager, during the workday. He was exceptionally courteous to my family and took the time to explain the particulars of the ongoing work. John made it clear that we could reach out to him at any time should we encounter any issues. He remained engaged throughout the process and returned the following day upon completion of the work to ensure that everything was in order. He took the initiative to collect any remaining nails and inquired whether we had further questions. Both Todd and John were instrumental in ensuring that we had a positive experience throughout our engagement with your company. I would like to express my gratitude to both of them and to the company as a whole. I will certainly recommend Trimm Roofing to others. Thank you once again for your exceptional service.

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Robert Bennett
February 15, 2025

Trimm Roofing did a great job on our roof. Todd was very helpful with our questions and concerns. He made sure we had all the information we needed without any high pressure salesmanship. The crews were quick and did a great job the roof looks great and I appreciate the details John the supervisor pointed out around the areas of concern in had. We are both very pleased with the finished product. Thank you again

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Dominique V
February 5, 2025

The entire staff from Trimm Roofing is great. Todd was my main contact, but if he was unavailable, Janelle, was right there to answer any of my questions. My roof was installed in the time quoted and it looks beautiful. If you are looking for a roofing company with excellent customer service and top notch roofing, don't hesitate to call Trimm Roofing!

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Valda Davis
January 30, 2025
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Alma Antoine
January 28, 2025
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Tahlia Sponaugle
January 10, 2025

Ken at TRIMM roofing is a pleasure to work with. He sent a quote over immediately after a phone call. They offer fair prices and excellent customer service. I will continue to use TRIMM in the future for me roofing needs.

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Maria Neger
January 7, 2025

Ken and Trimm Roofing did an excellent job on completing a roof for my buyers in time for closing. They are always quick to respond with an estimate and always the best price.

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Alana Lester
December 23, 2024

Can’t beat their prices and they were done in one day!

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Can’t say enough good things about this roofing company. Todd Our service person Helped and consulted my client through the entire process and followed through on everything they promised.

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Sheron Roy
December 12, 2024

Trim Roofing worked with one of my customers and they did a great job. The roof was completed prior to closing. I would recommend them to other clients if they need a roof.

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Heather Unger
December 11, 2024

Trimm is my go to roofing company. I have used them on multiple real estate projects. They have some of the best prices, they are fast and most importantly reliable with great communication!! I continue to refer them to my clients when they have roofing needs.

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Dannie Ghazal
December 11, 2024

Ken with Trimm roofing is fantastic. He's an expert in the field, responsive and knowledgable. I'm a Realtor and needed a quote on a roof replacement, Ken came through for me with a great quote and top notch materials which my customers appreciated. Highly recommend Trimm and Ken!

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Kevin Korth
December 11, 2024

I was very impressed with the work Trimm Roofing completed for us. Trimm Roofing does an excellent job of communicating with you as the date for your new roof approaches. The crew that installed our roof worked incredibly hard, did a great job cleaning up and delivered all that was promised in the contract. I would highly reccomend Trimm Roofing!

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Jenny Farmer
December 10, 2024

Ken with Trimm Roofing is one of the best out there, I would give him 10 stars if possible! As a listing agent, who had a seller that was unable to close on their home until a new roof was installed we were stuck with not being able to close. Ken stepped in and truly saved the sale! He coordinated with my seller and the title company, got the roof installed and was paid at closing! Thanks again Trimm roofing…you are the best! 🏠 🙌❤️

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Jennifer Delbo
December 10, 2024

Could not ask for any better work ethics and service.. And let me tell you I am hard to please. I EXPECT THR BEST! I RATE 200% SATISFIED!

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Rachel Polk
December 9, 2024

Trim roofing is amazing! I worked with Gabriel who is very professional and knowledgeable,, Everything went smoothly from start to finish! Thanks again Gabriel!

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Carolyn Christian
December 6, 2024

As a realtor, I’m always looking for reliable professionals to recommend to my clients, and ​Trimm Roofing has been an absolute gem. Whether it's a roof inspection before listing a home or a full replacement to add value, they deliver exceptional results every time. Their team is professional, communicative, and always punctual. They close out the permit immediately after installation, which helps my closings to close on time. They treat my clients with the utmost care. The feedback from homeowners has been overwhelmingly positive — their roofs not only look amazing but also provide peace of mind knowing the job was done right. I confidently recommend ​Trimm Roofing to anyone needing roofing services. They’ve become a trusted partner in my business, and I know my clients are in excellent hands!

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Melody Stang
December 6, 2024

This company is amazing. They exceeded my expectations and the prices were so reasonable. The follow up was spot on, and accountability was so professional.. I would highly recommend them to my sellers for their next roofing project.

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Barrett Spray
November 26, 2024

Trim construction does a great job. The can get an estimate lightning fast and they stick to their words and estimate’s. They are a first class roofing company.

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Marchon Walters
November 26, 2024

Trimm roofing was very efficient in giving us a quote and guidance during this process of installing a new roof.

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Kooper Jones
November 25, 2024

Excellent customer service! Top notch workmanship. I will recommend them to all my friends and family!

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Anjali Gill
November 25, 2024

Great response time and follow up. It is rare to find roofing companies that are this prompt and responsive. Keep it up!

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Angel Velazquez
November 24, 2024

Trimm Roofing is the best roofing company around!! Todd and Gabe provided great service and follow up!! Sending my friends and relatives. Thanks Nate

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Barbara Torres
November 23, 2024

Super contenta con mi techo y el servicio que recibí de Gabriel. Trimm Roofing son los mejores!

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Andy Davidson
November 22, 2024

Did a great job on a tight timeline. Service was exceptional and price was competitive. The experience was great and they kept me informed every step of the way. The workers took care to clean everything up when finished. If you need a roof they will do a great job. Exceptional service start to finish.

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Todd Zulauf
November 22, 2024

Flawless experience, very professional, quality driven workmanship. Get your roof from these guys you will not regret it.

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DEMETRY THOMAS LLC.
November 21, 2024

I have been a vendor for Trim construction for a year now. I was brought in by Gabriel to perform stucco and drywall repairs in emergency type situations. I must say out of the many companies we perform work for, Trim construction is one of the best around. They always keep us busy and always pay on time. They have a wonderful staff and they are all very pleasant to work with. As a vendor I highly recommend them as a great company that’s reliable and get the job done right the first time.

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Diomar Daza
November 21, 2024

Very professional service and attention 1000% recommended.

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Awilda Echevarría
November 20, 2024

Very professional, with a lot of experience and security to avoid accidents when doing the work. I loved the work done and I guarantee that you will be satisfied.

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Crismelly Ballara
November 20, 2024

The operation manager gave me a great advice thank you so much the personality was great and overall very helpful

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Yesenia Diaz
November 20, 2024

The project manager has done an Amazing job! The best in town . I recommend it for every roof repairs 💪🏻.

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Cindy Hernandez
November 20, 2024

Thank you so much for your service the project Manager out did himself with this work I’m just so happy thank you once again

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Nelfelis Rojas
November 20, 2024

Wow I’m so grateful for the experience the project manager and the staff have been so amazing to I’m so happy with the work that has been done in my home I will definitely be referring to my family and friends thank you so much once again

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James Miller
November 20, 2024

Great prices and solid customer service was excellent from start to finish. Highly recommended.

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Christian Santiago
November 20, 2024

excellent service, the employee Gabriel Santiago, very polite and very professional, I am very grateful for his work, I recommend him 100%

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Dumpster Depot
November 20, 2024

“Trimm Roofing and Gabe are absolutely phenomenal! They deliver exceptional roofing work with unmatched attention to detail and professionalism. From start to finish, they made the process seamless, ensuring every aspect of the job was done to perfection. Gabe’s expertise and commitment to quality truly set them apart. Highly recommend Trimm Roofing for anyone looking for top-notch roofing services and outstanding customer care!”

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jobusa 2019
November 20, 2024
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Victor Diaz
November 20, 2024

Great service and affordable prices I really recommended

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Abisheg Elijah
November 20, 2024

Ken, Gabriel and Janelle were great to work with and completed the reroofing on time and in great quality. The team that worked on the roof was friendly and paid attention to detail.

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LaDivaLuzE
November 20, 2024

Great experience from start to finish. Trimm did a great job with our roof. Thanks to everyone involved. Referring all my friends and relatives!

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Keishla Marrero
November 20, 2024

Trimm Roofing is a wonderful company, great service and knowledgeable staff. Gabriel addressed all my questions and concerns. Would highly recommend. A+++++

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Nancy
October 28, 2024
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Rev. Gregory P. Kent
October 24, 2024

Panic sets in once a hurricane arrives and many items start bumping off your roof, resulting in a serious leak. Once electricity and cell service resumed I called Trimm Roofing and spoke to Nate. Team arrived the very next day and the leak was fixed. Total appreciation and gratitude Nate, Gabriel, and Omar.